Thursday, January 10, 2008
Honesty and Accountability
Well, I'm no longer CC debt free...I ended up using my CC over the holidays (I know, I know) because I have a history of being horrible at saving. I've made savings one of the 2008 goals that I'm tracking to keep me accountable, so hopefully that will change. I wasn't going to post the increase to my CC debt b/c I'm so close to a party hat, and I found myself paying less on the CC balance so I could put more on my "trackable" debts to get that party hat. I've finally decided that to be completely successful in this journey we have to admit our mistakes and hold ourselves accountable...so here I am. Plus, now I will get credit for all of the debt I'm paying which will re-motivate me to get rid of that CC AGAIN!!!
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Hey! You know we all go through that, buying something we shouldn't etc, but as long as we know what happened and can take steps to correct it you are still better in the long run than before you started down this journey. So make your plan and get that paid off as well! And with a new savings goal for 2008 maybe by next x-mas you will have cash for everything! Keep on truckin!
Jen
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