Well, it looks like I'm going to come up short on a couple of my year end goals, but that's ok. The Personal Loan goal of $1,000 was based on my previous cc debt goal. I replaced it with the PL b/c I used it to pay off the ccs. It took about 6 weeks for me to get my first statement, plus the transfer fees, so that's where the extra money went.
The Other Debt goal was created before I decided to add my 401(k) loan. I didn't adjust the goal to reflect my new balanced, but rather decided I'd try and do it anyway. So the fact that I fell short wasn't too much of a surprise/disappointment on that. In the end I came in pretty close to hitting my 2007 total debt goal, but again, that was set before I added some debts. I'm working on my 2008 goals, and am trying to be as realistic as possible while increasing my savings. I'm going start tracking that on here as well in hopes that having some accountability will keep me from raiding it to pay extra on my debts.
Happy Holidays to all and we'll see you in 2008!
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Wow, I just wanted to say you've done great! With your student loans and cc debt and after reading where you started from you have made so many leaps forward! Keep up the great work. I honestly wish I would have found a site like the WIR when I was 24/25, if so now at 35 I wouldn't be here, but it is what it is. Just think of what you can accomplish, pay off and save all before your even 35! Happy new year! Wishing you all the best in 2008!
Jai
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