It's an addiction...working and re-working the numbers. There has to be a way I can scrimp more money over to my debt repayment. I look at it every day - some days I say, nope that's about right, and others I have an "AHA" moment and somehow manage to figure out something new. I've currently worked things out so that if I really keep a tight lock on my budget, I can be completely debt free by September 2010. That's only 3 years from now! :) Instead of the 18 years left on my SL note. Not too shabby...now let's see if I can make it work. (Oh, and this doesn't account for any increases in pay or other monetary windfalls like bonuses...anything like that would just be icing on the cake)! And I'm still saving while I do this...
I've given myself some incentive...no new car until the SL are paid off! Plus, I can save more $$ for the downpayment this way too, or potentially pay in cash.
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