I'm having a down and out day today. One of those days where you feel like a hamster in a wheel...trying really hard and going nowhere. Work has been wierd...the day to day stuff has been slow and boring, but the behind the scenes, corporate politcal BS has been rather tumultuous. Luckily I had my review in June, b/c as of last week they put a freeze on all promotions, raises and new-hires for some unknown reason. Usually companies do this when they are hitting financial rough spots, but to my knowledge we've been doing nothing but having a great year.
On another note, I'm really hating how long it's taking to A) pay off my debts & B) raise my credit score. I don't list my interest rates on the WIRR board, b/c I see them balking at rates lower than mine. And my credit is still recovering from being so jacked up that I don't have the ability to transfer to new cards with low rates or get a consolidation loan.
So today i'm torn...do I cut back on the debt repayments and develop a nice hefty EF? Or do I cut back on the savings and get rid of more debt faster? Depending on the moment, I have the urge to do both.
1 comment:
I know you've already come up with a solution/plan for what you're going to do. I just wanted to say that I know exactly how you feel about both the debt repayment and the raising of my credit score. I've been working very hard for the past 1 1/2 on both. And our debts are close to the same amounts. I'd like to buy a house in
the next year or two. I just wanted to let you know that you're not the only one who gets frustrated.
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